From Foster Child to Surprise Parent to Budding Entrepreneur with Shante Duffy of BIFI Loan Servicing

Speaker 2

00:00

 What's up, everyone? Jamie Bateman here with the form adversity, to abundance podcast. I am super excited for this episode on this one. I got the chance to sit down with Shantae Duffy of by Phi Loan Servicing. Shantae has been in the mortgage servicing business for about 10 years, and she recently got the opportunity to Branch out on her own for full disclosure in the interest of full disclosure. I am an investor And co-owner of by Phi Loan Servicing but that's not really. The focus of the episode. The episode is more about shanties upbringing and some challenges. She faced foster care and realizing that she was adopted and some racial Dynamics there as well. And then she also dealt with an unexpected pregnancy and then you know some challenges with her son and that Certainly ongoing and, but we get the opportunity to dive in and to her mindset and kind of some key takeaways and lessons learned from her story which she is applied to move more toward an abundant mindset and growth phase, I guess if you will, the future is really bright for Shantae, and she's a rock star in her industry. The fact that she's out on her own now running a small business and managing hiring firing Seeing all the challenges that come with that and, you know, I think you're really going to love this one. So I hope you get as much out of this as I did. We will talk to you soon. Thanks for listening.

Speaker 1

01:42

 Inspiring stories of real people. Overcoming incredible odds to live life to the fullest. We are all guaranteed to face. Hardships, how will we handle the adversity? Join us to be moved by every day, people who have turned poverty into prosperity and weakness into wealth. Inspired as these relatable Heroes, get vulnerable and former counterintelligence investigator Jamie Bateman puts his interviewing skills to the test, restore your faith in humanity as you experience. True Cinderella stories of average people turning surreal struggle and deep despair into booming, businesses and financial Fortune. Take ownership of the life. You are destined to live and turn your adversity into abundance.

Speaker 2

02:39

 Welcome everybody. To another episode of the form adversity to abundance podcast. I am your host Jamie Bateman. I am super excited today to have on with us Shantae, Duffy from by Phi Loan Servicing Shantae, how are you doing today?

Speaker 1

02:53

 Good, I was still weather is nicer, but I am hanging in.

Speaker 2

02:55

 There. It's pretty rainy down here in Maryland, Europe. In New Jersey. I am assuming it's similar.

Speaker 1

03:00

 With boring. It is pouring all day.

Speaker 2

03:04

 But you know, April Showers. In May Flowers, something like that lie. Although you did tell me, you're not a huge fan of flowers. So for a lot of their.

Speaker 1

03:14

 Never send these flowers.

Speaker 2

03:16

 So Shantay full disclosure shontayne I do work in some capacity together. I am a part. I am an investor in by Phi Loan Servicing that Shantae manages. And we are Partners in that business. So we do communicate regularly, so I know her fairly well, and we have Got to know each other better over the last year and a half. And but as yeah Shantay you were one of the first people that popped into my head as far as having guests on my new show because I know you have been through some adversity, we're going to get into that and you have kind of will get into. You can tell us how you overcame that and push through that and got to where you are today, living in a growth mindset and living in abundance. So if you could let her live There's out who you are and what you're up to today.

Speaker 1

04:09

 Alright. So as you stated Shantay Duffy I am the VP of operations of Phi Loan Servicing. This is a new Servicing Company. I have been in the servicing space for just under a decade. I love everything about this face and decided that it kind of needs to be shaken up a little bit which is how by Phi actually was created you know spending a lot of time with you specifically Jamie and a few other investors and figuring out you know pros and Cons to why people don't like servicers as no investors in our space and trying to make, you know, the best product, the rest best Services we could offer. So that's what I have been busy doing for about a year now, and it's super exciting and I love every part of it. So, just for the, what we will.

Speaker 2

04:52

 Focus too much on this but for the listeners out there who are not familiar with what a servicer is just briefly. What is a loan? Servicer.

Speaker 1

04:59

 A loan. Servicer is a company who processes payments specifically us. We process mortgage payments. We This loan for private investors, small hedge funds, and things like that. They are the bank. So you know these loans get sold from you know big Banks such as Bank of America Wells, Fargo down to private investors who are people like you. And I obviously just kind of have some money to invest, and then they become the bank, but they need a license, servicer to keep their loans in compliance and makes your payments or tracked and things like that. So that's what we do in a.

Speaker 2

05:32

 Nutshell. Yeah, and I can say, having been in the mortgage Note space as an investor for the last four years, myself, and I am fairly active in the space. You know, you definitely are a rockstar in the space and, you know, you your reputation precedes. You, you know, and I know with your previous employer, you were one of the big reasons people use them, and I am not putting them down in any way without you but you know, you have made a name for yourself in the industry. That's for sure. And like you said, It's been almost 10 years that you have been doing this. And now you have gone out on your own essentially, which is like you said, super exciting. I am sure that your comes with different. I know as a small business owner myself, there are a lot of obstacles and traps fires to put out every day. A lot of challenges, but super exciting that you have been able to kind of grow in this space and go out on your own, and I am excited for you, and for your future, and just the growth and abundance that you're living in. But let us back up. Up a little bit and go back to your backstory. You know, let us talk about some of the adversity you faced in your life so you can pick it up wherever you want. We're.

Speaker 1

06:47

 Going to throw it all the way back. We're gonna kind of start from the beginning just because number one I brought these in a few days so it's kind of big deal. Thank you, thank you. But I was originally a foster child for the first three years of my life, a lot of people don't know that about me and then I became adopted when I was three, I would never Change my life for anything. I love my family. That's all I have known. So I have been very, very lucky, and I am a child of a single parent who actually adopted me. She had runs her own business. Hmm. Okay. So that's kind of yeah. She runs her own business for almost 40 years now longer than I have been alive, and she ended up marrying you know my stepfather who were also runs his own business so throughout my whole life and kind of watch people work for themselves and I think it was just ingrained in my head too. You know? Just if you want something you have to work for it and that's just how me and my siblings are raised so growing up. I was always like, oh I am going to do something big. I don't know. I didn't know what though. I just new that wasn't going to work for somebody for a smiley face. Either that was not a place. I was gonna settle and leaving High School thinking about what I wanted to do. I kind of played around with the idea of being a criminal attorney that I want to.

Speaker 2

07:59

 Deal with what you said, attorney because I thought you were going to stop it. Being your friend.

Speaker 1

08:03

 Is Criminal. No, never. I kind of love the idea. I have a weird obsession with like True Crime and just understanding the legal side and the police side of that. So I was kind of dabbling playing with that applied to John Jay University thinking like, okay, maybe we will just go like doing the STI as well, you know? And then I found out that I was pregnant and that kind of did a huge 180. I was 19 years old being very, very young. And I have always been hard working and goal-driven. But that was like, okay, I am responsible for another human. Being and then, of course, I thought the worst, and I was like, why can't go and be a police officer or be a criminal attorney with, you know, these crazy people in this world and you never know what's coming. So I kind of had to pull back and try to, you know, restructure where my brain was going. Because my whole thing is I want to come home to my child every day. So my child today is 10 years old, his name is veg, and he's like, the best thing ever and having him. You know, I got very fortunate and lucky staying home with him. The first year, he was born So, I got to see the first everything. I would never ever be able to be a stay-at-home mother though. That's not they need. My hat, goes off to stay at home parents. That is very hard. I struggled just like mentally. I am like there's just a baby, you know, I was talking to all day.

Speaker 2

09:23

 And if you don't mind sorry to cut you off at, can we go back just you know, a little bit and kind of get into your mindset as far as if you can recall when you were a child and you know, yeah I wasn't adopted. I don't know. Know what that's like, I don't know. And again, first three years of your life, you probably don't remember, but I am just curious like, you know, kind of how that went as far as because, you know, I know you said you love your family and you appreciate your parents. But what was that? Like I guess finding out you were adopted. And again it's a common thing. I don't want to make it like it's some.

Speaker 1

09:57

 You exactly common. You're right but it's it was a little different when I realized that I was adopted and just full transparency. I am a black woman. Adopted into an Irish and German family. So my family is white. Not like Race Matters to me, but.

Speaker 2

10:13

 It's what I live. It's a different Dynamic than yeah, maybe you're typical.

Speaker 1

10:17

 Production will see exactly. So I didn't know. I was adopted until I was about five and it's because my little brother was born and that is my mom's biological child. And my mom was a foster parent. I was her first ever foster child, so she had other children coming in and it was just kind of like, oh, another baby, but they all look like me. Me. So, I didn't notice it until my brother came home from the hospital, and I guess at five, I didn't comprehend like being pregnant, babies, grow, and bellies kind of thing. And, so I think my mom just kind of explained like, oh, another baby's coming home. And one of the first things I said was, why is he pink? Because he just looked at my brother's my best friend and I love you, but I was very confused and that's when they everyone had to like, sit me down and was like, I guess we knew this was gonna come someday. But I never noticed, I have an older sister, you know, my mom's first biological child, they just never clicked it to me. And I know that, you know, I kind of was just like, okay, like it didn't. All right. Like I just kind of dealt with it and growing up. I really didn't have any issues. My hometown is a small town out in Essex County, and my family's actually from there. So, we were pretty well-known. So I never struggled in all your different, you know, everybody accepted me. Of course, my mom's business was in that town, so everybody knew she was mine. Grandfather used to run a business in that town years ago. So everybody knew who the Duffy family was. So I didn't really struggle until, and I didn't notice it either. Until I actually moved, I moved a little further west and all of a sudden like this big deal Grant, I was a little bit older. I was in high school but I never, of course, there was, you know, times growing up in school where I was like, I couldn't do certain projects with learn about like genetics and things like that. And there's this huge like marking period project and I literally can go to school for Two weeks because I.

Speaker 2

12:08

 Couldn't do it and I wouldn't have thought about.

Speaker 1

12:10

 That. Yeah, it's not stuffed that, you know, it didn't bother me but I just struggled and there was random like ignorance that you know, happens in the world. But over like I would never change it. Like I don't look at my family as I think that's my family. They're the same people didn't treat me differently and if they did a very naive to it, well I just think it's.

Speaker 2

12:29

 Probably a good thing right? And this guy. Yeah. Okay well that's good. I mean sounds like your mom and your parents didn't treat you any (Differently) than they treated their other kids. So awesome. Okay, yeah now that's great. I mean I think that's a lens that probably more of the world could use right now as far as laps each other but so okay. Then you got to your you your had your son and that presented its own challenge right there. Yeah. Speak about that a little bit.

Speaker 1

13:01

 So being 19 being in college, I kind of had a choice to make and it was a tough choice. And I am. Glad that Benjamin is in my life. I think, like he's here for a reason. Like, this was meant to happen. So, I just kind of all over the place at the same time. You know, we're all young and crazy at some point and total transparency. I almost gave management up for adoption, really? Yeah. Because I was 19, I was like, I could barely take care of myself like, you know, I was going to school, I was working two jobs, but I am like that's a whole human like that. That's, that's a life. And I don't know if I can do that. And when my family found out they really, are you kidding? And it wasn't that I was like worried about their judgment or anything because my family is very open-minded but it was more so like this kids not going to have a life, my good enough life, a life that I lived, and I was really scared to do that and then it got to the realization like Sunday. You're adopted. You have so many questions as to. Why are you look the way you look where you came from? You know, I don't know. I don't have any medical background. Hmm, like I am gonna go do this to another person. Another child, I run to sighs, I can't do that and I don't think I would It's myself. I don't think I would have been happy knowing that was a decision. So very late in the game was probably Thanksgiving of 2011. Invention was born in January 2012, that I actually made the decision to keep them. So kind of, I had like two months to really like shift, my brain and my thought. And the problem was I wasn't connected to, you know, being pregnant, and having a child and going through that. So I kind of miss that wave a little bit. But then he came and everything has been, you know, a great from there. So it was, it was an eye-opener. But then again, you know, going to the hospital before you were born, they ask you all these questions and I can't answer them about family background and things are bad, right? So I struggled and I got really nervous and then it kind of clicked is going like Shante. You don't know anything about anything. Like I was born a Shante. My last name is the only thing that changed, but then it kind of lit a fire underneath me to kind of reach out to New Jersey's. Like, Is system and figure out like who, who am I like, where did I come from? Yeah and I did get in contact with my biological sister. I do have an older sister and older brother and my mom only lives like 45 minutes away from where I currently live, which is crazy. I have never met her, but I do talk to my sister, and we do stay in contact. So it kind of put a little, he's in my mind.

Speaker 2

15:27

 Have you done any of those 23andMe or ancestry dockyard?

Speaker 1

15:31

 Yes, I am terrified. I don't, I am afraid of what's going to pop up, I am just have to bite the bullet. I did ask. For one for my birthday. This year, though, from my family. So they're all supportive about it.

Speaker 2

15:41

 Gotcha. So what were some of the challenges just being a single parent? I mean, I don't know what that's like.

Speaker 1

15:48

 It is. It's hard and I.

Speaker 2

15:50

 Don't I shouldn't say were what? Our sorry.

Speaker 1

15:53

 Yeah I think I am still there. It was difficult at first, you know, I have this you know, you leave the hospital and have a healthy baby boy, and they're like, okay, you know, 10 fingers, 10 toes, you're like, great, I got home, and I was like, what is this? Um, I genuinely thought that I had made the wrong decision and I had really bad postpartum for the first five months. I could understand why people just like walk away from babies. It made sense, but I had a really good support system, the kind of like had to get me back to being me and, you know, bringing me back full circle and accepting, what my life currently is and will be for the rest of my life. And then, you know, time goes on, everything's great. You watch them grow and then next thing, you know, my son's delayed and I can't figure. Go out. Why? And it took me a very long time. You have to admit to myself, like, hey, there's something wrong here, but I also knew I couldn't start him in, you know, going through school process and stuff like that without getting him, you know, checked out. So, I went through about an 8 9 months, long process, getting my son diagnosed, and his diagnosis end up being with. He's on the Autism Spectrum Disorder. So, I got that diagnosis when he was about four. And, again, it's not life for ending or life-threatening, but it was like, Going to face so many different challenges and then it's like, how do I make sure that I make this as smooth as possible? Like I am his mom he relies on me so it was really challenging going through that was the hardest. You know he's looking s*** overall. He's super funny, super goofy. He has his moments though just like he is my child, so they sometimes I am like I am fighting with.

Speaker 2

17:27

 Myself. I can totally relate and you and I have talked about both of my sons and my son is autistic as well and it's definitely challenging Sure, so yeah, that's a whole different, not just being a single parent but then single parent to an autistic child that introduces a.

Speaker 1

17:44

 Home and.

Speaker 2

17:46

 Actually. So yeah. And you're still, you know, you're still working through some of that. I mean, it's not like it's all rainbows and butterflies and unicorns or whatever Chris likes to say, but I guess what would you say? Just kind of looking back from, you know, now backwards. What are some of the take? As far as lessons, you have learned to fight through that some of the adversity, you went through.

Speaker 1

18:12

 The biggest thing. And I tell myself every day because I still go through challenges today, whether it's work-related family-related, you know? Just me personally, I need to not be so scared because I always think the worst of every situation and this is life. There is no rule book, no one not, no one's the same. Not every situation is the same the relatable, you can sympathize and empathize. Sighs. But I also have to have faith in myself. No One's Gonna have me the way I have me and I think for a really long time, I wanted to be like coddled, like growing up is like just from my teenage years for not pretty my poor mother. I did not make it easy for her but I realized that like I know me better than anybody and I need to not I need to look at myself. I need to look towards myself of course reach out for help and support but in order to get anywhere it's my job and It's the biggest life lesson that you can't sit. And I am going to just want to like sit and I got too comfortable and you're not supposed to be comfortable. If you're currently doing something wrong, things are still to be nice and steady, but I was too complacent. And that's not who I am. And I think I was getting very frustrated and then it was coming out to everybody and countered, and it's not that I am trying to be malicious or mean, but I was angry with myself, and I was, you know, deflecting it. So it was one of those Shante whatever. You want go get and don't wait for anybody else to give it to.

Speaker 2

19:39

 You. Yeah. So take ownership of your situation and your future. You did mention. You had a good support system which was I think is another key takeaway. Yeah. And that's huge. But if you don't have that, you know, be proactive to go get that in place. I mean, who you surround yourself with is really important as well? I am just, I am just adding on to your now, you have something here so yeah and so how did some of that kind of propel you? It sounds like You have used some of this adversity to add fuel to the fire. And I know, I mean, I have seen you working and you're in extremely, motivated individual, and there's no way by 5 would exist without you. So I am just curious how you have kind of, you know, looking a little bit more forward. How have you used the adversity to fuel your? You know, you're specifically your business and I want a certain lifestyle career.

Speaker 1

20:33

 Yeah, I want my son to have his, I lived a very, very nice life growing up. You know, I got everything I needed and wanted and more and having Benjamin kind of was like, he deserves more than what I had in my opinion. So a lot of it is I want to be, I have always wanted to be successful. I always told myself I was going to be great at what I had no idea, you know, just kind of, you know, following whatever interest I had. But it's the fact that I knew that I wanted to do something big. But I also like people, I do. And I wanted to be in a situation where I had to deal with people, good and bad, you know, it's just different walks of life and I feel like I have encountered so many different walks of life already. So I just want to keep doing that and it got to a point where is like, right? You have to do things going to a make you happy, because if you're not happy, it's not worth it. But be something I am gonna be proud of myself in as well and feel like I am doing making some sort of chains, helping somebody I like to share knowledge, I do walk around thinking I know it all at times, I could ask my friends and Family and like Shanti knows everything and I don't, it just, you know, running joke. But I like to also watch other people grow. So finding this space being in the servicing world. I think it's like a blessing that I never saw coming. It was not, so I knew anything about, you know, nine ten years ago at all? I never heard of.

Speaker 2

21:57

 It. Yeah, it's a very Niche space. I mean, you know, people a lot of people don't even know about mortgage note investing, let alone what the servicer does. That seem Are a smaller element really in the grand scheme of things. It's really important, but most Americans have no idea what that even is. So now you're an expert in the space and it's I know it's like, for entrepreneurs, like us, it's easy to put your head down and grind every day. And, you know, not think about how far you have come. But one of the things I would like to get out of this show. All of these episodes, not just, this one is helping people to stop and kind of look back and look at their accomplishments. Judgments. So what would you say are some of your accomplishments that you're proud?

Speaker 1

22:40

 Of? Of course, I am proud of I Phi. This is my second child. I will have no more children, Benjamin and Phi by two bees, they're my babies forever. My greatest accomplishment, here in this space is just been I guess I was one of those Americans that knew nothing. I didn't I do, I still don't have a mortgage. All I knew was you have a mortgage. If you don't pay it, you lose your home. That is it. I didn't know anything else. And for me, it's that, that ladder climb that I did, you just mentioned shuntay. You're like an expert in this face, but I don't think anyone realizes like I started off as an admin assistant like Island Paper, answering the phone. So the point where I work full time than my hours got cut to part-time, just because there was enough work, and I was like, wait a minute, this is boring. I need to learn and I think me just being me. I wanted, I don't understand. This is, I don't do well. If I don't understand things like a very, you know, I get very frustrated. She's not lying. Yes, it's I need to understand why is a really big deal for me? So yeah, just kind of watching might like I sat back just a few weeks ago when we were at these conferences and it was like, just talking to people that have known me from day one. I am like, oh my gosh, I want a and it's like I kind of forget that's where I started. Like I started literally answering the phone and not knowing what was being asked and feeling like I just wasn't smart enough or anything like that and for me, what I am really proud of and what Love is just watching the growth because not realize it happens until you do stop until you do sit back and you think you're like, wait a minute, you started from nothing and came here in it to me. That's just an all-around, you know, success story as a whole, there're bumps in the road and everything there that. Oh yeah, without saying. But my favorite part is just looking back every so often or when I meet someone new, and they ask what I do, and they're like, how'd you get into that? It's right. That's those moments from like a weight. Like how did I honestly just want to go to work? After having Benjamin home for a year and I just was like I am not cut out for this and just wanted something close to home. So I like I was looking for her service and Company I was I wanted an office job where I had my weeknights and weekends home with my kid. That was my end somewhere close to home and my former employer was not even three miles away.

Speaker 2

24:53

 Well, I think for me, some of the things that come to mind when you're talking about that is you know, you don't know what your life is going to look like in 10 years. You didn't know you'd be here ten years ago right? But I mean you did have your drive and you know you didn't settle. But at the same time you did focus on your day-to-day whatever you were doing at that time. In other words, a lot of people, especially nowadays. I feel like entrepreneurship is thrown around. Like, it's this cool thing. And yeah, it's cool. But it's like it takes time and you need to get good at whatever you're doing that day. Just mastering of you. Exactly. So to me that's I am not saying, never think about the future, never have a drive, or make a change, but If you don't the only reason you're I mean, not the only reason but you wouldn't let me rephrase that you wouldn't be where you are today. Had you not put forth a great effort in your day to day at that job back. Then nine years ago, seven years ago, five years ago. No way. Did I hear ago? Yeah. So and it's still applies today but I just I think people forget that and you know it took nine ten years for you to get here just having work. That's just in a servicing industry. There is time before that I am sure has led to this as well but it's not an overnight thing, it's a process. I guess is what I am saying and you know, I just and.

Speaker 1

26:14

 Process, so it's not going to stop, you know, today or in five years it will go forever. And you carry that over here.

Speaker 2

26:21

 You have carried that. I mean I have seen just in the last four years, you carried your character through multiple positions and you know yes you might change or have you know mature or whatever you might make. Yeah but In general you carry that we all carry our character through whether it's you know, whatever position where in. So I mean I just, you know, it peoples need to be patient and focus on their day-to-day as well.

Speaker 1

26:47

 Absolutely.

Speaker 2

26:48

 So we're going to fly through a few questions here, and then we will start to wrap up if you could have coffee with any historical figure, who would you choose?

Speaker 1

27:01

 The question is that? All right, I could use a celebrity. Yeah, anybody.

Speaker 2

27:08

 Went free. Okay, nice. Any reason why.

Speaker 1

27:12

 She amazes me? Her stories always amazed me, but she's also weird. So I have definitely been a little judgmental, but I would love to sit down and pick her brain and that's really my mindset. Her backstory is crazy. So I would pick her.

Speaker 2

27:25

 If yeah, Oprah. If you'd like to come on the show. We'd love. Yes, please.

Speaker 1

27:28

 Open.

Speaker 2

27:30

 Talk about adversity to abundance, right? If you were given ten million dollars to What would you do with it, invest? Nice. That's the boring answer. I would give.

Speaker 1

27:41

 To it's not, but that's what I know at this point. I would, I mean, I would go build a home, but I did invest the rest, there you go. And I foundations for autism. That's my tough. Love it.

Speaker 2

27:52

 Nice. What is the challenge that you're facing today in your business?

Speaker 1

27:58

 The Biggest challenge, managing people? That is the hardest thing. I don't care what anybody says, I know, I lean on you all the time. Time for help but managing people different walks of life, you know, everyone's different. So it's adjusting to the differences with each person that, you know, is on my staff and my team.

Speaker 2

28:15

 Yeah, love it. In your opinion, what is one of the most important personality traits? Someone needs to have to be successful in will say small business.

Speaker 1

28:26

 Sympathy. Okay, sympathy and empathy. You need to. You have to have a heart. Yeah if without a heart you won't get.

Speaker 2

28:33

 Anywhere. Love it. I know I joke that Emily, I know how to spell empathy, so that's a start. If you could do one another occupation besides, this one, just something, totally different, just for fun. What would it be? What would you like to try?

Speaker 1

28:55

 I would want to be part of the.

Speaker 2

28:56

 FBI. Okay. Nice. Why do you say.

Speaker 1

29:00

 That? I have always wanted to, I want to be that for like higher than a detective. The cops and all that. I have this weird obsession with you cry, and I want to solve things and I like stuff like that.

Speaker 2

29:12

 And you listen a lot of those murder podcast all.

Speaker 1

29:14

 Day.

Speaker 2

29:16

 All right. What's a speaking of podcasts and entertainment? What's a movie? You would recommend.

Speaker 1

29:21

 My favorite movie. We got recommend Cinderella, Man.

Speaker 2

29:24

 My second favorite movie. What's your favorite movie?

Speaker 1

29:27

 Walk, the Line. I got Johnny Cash behind.

Speaker 2

29:28

 Me. Well, there you go. Nice. Do you listen any podcasts, or Audio books?

Speaker 1

29:36

 I listen to podcasts. I mean it wasn't your now the park as you decide to leave. I am good deeds. Good Deeds. Yeah but I also I am a true-crime junkie.

Speaker 2

29:47

 So yeah. We just said that. Yeah that's.

Speaker 1

29:52

 What I listen to all the time and some?

Speaker 2

29:54

 Music. Let us see what's one question you wish. I would ask that I haven't asked. Anything you'd like to cover before we get out of.

Speaker 1

30:04

 Here. I don't know where am I going to beat? What's my big goals life? I feel like that's just a bit. Like where do I go? I mean, because you're my partner. I feel like it's a yeah.

Speaker 2

30:16

 What's the future look like for? You don't have any.

Speaker 1

30:21

 Specific by Phi is, you know, — engine is my future. So for me it's just to be successful to grow and to be the best. I know that sounds crazy but that's the goal. I wanted to let you know. Bye. I by investors for investors, right? I want investors to not just need me. I want them to want.

Speaker 2

30:40

 Me. Yeah, nice. That's awesome. Nothing wrong with having high standards and a five. Absolutely. Yeah, another thing that I don't know where this fits into the conversation, but something that popped into my head was when you're talking about Benjamin and when you did make the decision to keep him and, you know, and you have also decided to stay where you are geographically because of his support system. We talked about that before. Before. But to me that actually because you were able to make those decisions, you're able to make a lot of other decisions, much more easily because you have that decided it's like, it's kind of like that before. Exactly. So again, that's just a takeaway I have had from talking to you and with this conversation as well, it's just, you know. Hey, where do we want to have by Phi headquartered? Well, that decisions made.

Speaker 1

31:32

 Yeah, there is no budging. I would not leave my area just because again, Engines always going to be first and by S but it came down to, I need to be able to be close to both my babies. And that's what that's exactly that.

Speaker 2

31:44

 Helped us in decision-making and purchasing the building that you're operating out of that. So I guess for me it's like you don't have to have it all figured out but when you can make certain decisions that just helps you make.

Speaker 1

31:57

 It all comes together. Big.

Speaker 2

31:59

 Picture. Exactly. So what's one more nugget? You could add to our listeners He take away or less and learn. When you look back on all the adversity you have been through and the Abundant don't be scared, don't be.

Speaker 1

32:12

 Scared, be scared. And when an opportunity presents itself, don't be so quick to say no that's, you know, by Phi kind of as an opportunity that presented itself. And I was originally like absolutely not take it, think about it but take it because it will change your entire life. I know my life has changed drastically alone in the past year drastically. A moment past three weeks, you know, it's And don't be scared and rely on your support systems. You have them there. They don't always have to be fit my family as a support system, but I have a lot more friends and mentors that I lean on more than anything. So it doesn't matter who they are and what you're doing. They will support you and use them rely on them. They're there for that.

Speaker 2

32:52

 Reason. It's awesome. I mean, you know, we have every confidence by Phi is going to be doing very well into the future, but let us say you tried and it failed. You know that's not awesome, but I am just saying it's better than example, but I am just saying the audience. Take some chances. You know you don't want a life to live regret that you never tried? And so have.

Speaker 1

33:19

 One Life to Live take it. If it works great, if it fails it's not necessary failed tweak it make it work.

Speaker 2

33:25

 Exactly. Awesome. All right, Sean table, thank you very much for joining us. Where can our listeners find you online?

Speaker 1

33:34

 I will on Facebook social media platforms, email, check out the Shante advice ILS.com or check out the website. You can start Facebook there? Yep.

Speaker 2

33:52

 Love it. All right. Well, thank you very much for joining us. I appreciate. Thank you. And to the listeners out there, please go out and give us a rating and review, and please recommend us to your friends for Brand new show, so we can use all the support we can. Get. Thanks for sending me. Thanks for spending your most valuable resource with us. Your time. Take care, everyone.

Speaker 1

34:15

 Thanks so much for tuning in to this episode of the form adversity to abundance podcast. If you're enjoying the show, please feel free to rate, subscribe and leave a review wherever you listen to your podcast that helps others find the show, and we greatly appreciate it. Thanks again for listening, and we will catch you in the next episode.